7 Emergency Fund Mistakes Young Indians Make in 2026 (The Real Cost)
The Mistake That Cost Rahul ₹2 Lakhs (And He Didn’t Even Know It) Rahul was 28 when his mother fell ill unexpectedly. Medical bills: ₹65,000. No problem, he thought. He had saved an “emergency fund.” But here’s what happened: His ₹2 lakh emergency fund was locked in a 5-year fixed deposit. He broke the FD