Liquid Funds vs FD vs Savings Account: Where to Keep Your Emergency Fund in India (2026 Guide)

The ₹2 Lakh Question That Confuses Every Young Indian You’ve saved ₹2 lakh for emergencies. You should feel proud. Instead, you’re confused. Your dad says: “Keep it in FD. Fixed 7% returns, guaranteed!” Your mom says: “Bank savings, safest option. Government guarantee!” Your office friend says: “Liquid fund, bro. Better returns, easy access!” Your financial